You must be at least 18 years of age.
You must be employed (or have another source of regular income).
You must have an open, active bank account.
These are strictly the basic requirements. The particular lender with whom you are matched will evaluate your personal situation based on the information you provide on your application. All lenders have their own requirements which they consider when making the loan approval decision. These may include income level, state of residence, and credit history. Please note that not everyone will qualify for a cash advance loan and approval is not guaranteed.
As soon as you submit the information on your online application, you are instantly connected to a lender who will then determine the amount of loan you qualify for. The lender to which you are assigned may ask for additional information depending on their requirements for giving cash advances. Every lender sets their own rules and regulations regarding cash advance loans.
To best facilitate the acquisition and approval of a loan, it is very important to enter accurate and honest information that can be verified. For instance, it may be better to enter a home number (land line), since many lenders will not accept information or grant approval for information that cannot be verified.
Lenders do sometimes perform credit checks. They may also verify an applicant’s Social Security number and other pertinent information which is contained in the application. Having a poor credit history does not automatically disqualify an applicant.c